Tag Archives: Mitch McConnell

Five Ways the CFPB Can Help You With Your Student Loans


WethepeopleThe Consumer Financial Protection Bureau (CFPB) is a new government agency created after the financial crisis

– Their mission is to make markets for consumer financial products and services work for Americans

— whether they are applying for a mortgage, choosing among credit cards, or using any number of other consumer financial products.

Above all, this means ensuring that consumers get the information they need to make the financial decisions they believe are best for themselves and their families—that prices are clear up-front, that risks are visible, and that nothing is buried in the fine print. In a market that works, consumers should be able to make direct comparisons among products and no provider should be able to use unfair, deceptive, or abusive practices.

StudentDebtCrisis.org wants our members to know that there is help available for student loan borrowers. Here are 5 tools that can help you with your student loans, whether you are a first time borrower, or even if you’re in default. Check out these great tools provided by the CFPB to help you navigate your own loan situation:

1.  If you are a new borrower, or you’re considering taking out student loans, check out the CFPB tool for New Borrowers – Paying for College.

2. If you already have student debt, use this tool for Existing Borrowers Repaying Student Debt.

3. Suffering in Student Loan Default? What are your rights as a defaulted borrower?  Click here to find out.

4. If you are having trouble with your lender, or feel that something illegal has taken place regarding your student loan – Submit a complaint to the CFPB.

5. For general inquiries, check out the CFPB’s Q & A section  Ask CFPB.

Thank you, as always, for your continued support!

Sincerely,

StudentDebtCrisis.org

Clocks Go Forward on March 9


USA.govWe’ve got a time change coming up in the United States. Clocks go forward one hour on Sunday, March 9, which is the beginning of Daylight Saving Time (DST).
Most of the U.S. 
follows DST, but there are a few exceptions. These states and territories do not observe DST:

  • States – Hawaii, most of Arizona
  • Territories – American Samoa, Guam, Puerto Rico, Virgin Islands

A simple way to save lives


My name is Rory Graves, and I am from Bothell.

I know more than most how gun violence can affect families and the communities they live in.

I know, because my mom’s husband of more than 20 years shot her in 2012.

Thankfully she survived, but far too many women in Washington — and far too many women in the rest of America — aren’t so lucky.

But there’s something we can do THIS YEAR to help reduce the number of people murdered by their intimate partners, and that is to pass House Bill 1840.

The Washington state Senate will be holding committee hearings Wednesday — click here now to tell your senator to support this lifesaving bill.

Contact your senator today!

As a young mother, I had hoped to look to my mom for support and advice raising my kids. Instead, I spent more than a year helping her recover and lived in fear that her attacker would show up at my door to finish what he’d started — or, even worse, kill me and the rest of my family.

We know that the presence of a gun in domestic violence situations increases the risk of homicide for women by 500 percent — that’s right, 500 percent.

And House Bill 1840 would make it illegal for anyone subject to an order of protection to own a firearm.

Given the dysfunction in our state legislature, I figured there was no way this could pass — but the state House passed it unanimously last week. Now we have an incredible opportunity to make a simple change in the law — and save a lot of lives. My mom and I are going to Olympia to demand they support this legislation. Will you raise your voice with us?

Speak out now, and tell your state senator to support House Bill 1840.

We need to give police officers the tools they need to keep guns out of the hands of known domestic abusers.

Thank you for your support.

Rory Graves

A life sentence for marijuana …


My dad is serving life without parole for marijuana

 By Chris Mizanskey

           Sedalia, Missouri

My father Jeff Mizanskey has been in prison for 20 years and has no possibility of parole. For non-violent, marijuana-only offenses, my father has been sentenced to die in prison because of a “three strikes” mandatory sentencing policy in the State of Missouri.

Dad’s first offense was in 1984 when he sold an ounce to an undercover informant, and then was found to possess a half pound of marijuana when police raided his house the next day.  His next offense occurred in 1991, when he was caught in possession of a couple of ounces. But for my father’s final strike in 1993, he became an easy fall guy in a conspiracy to distribute marijuana. My dad was driving a friend to a deal that turned out to be a sting operation. All of the other convicted men involved were set free years ago, but my dad was given a virtual death sentence.

My dad is, and always has been, a good man. He taught my brother and I all about construction and a good work ethic. He has never been violent and he is a model prisoner. And over the 20 years he has been in that little cell, he has watched as violent criminals, rapists, and murderers have “paid their debts” and left – sometimes just to return a few months later.

My father is 61 years old, and has been in prison since he was 41. His parents – my grandparents – have since passed. While my dad has been trapped behind bars, generations of kids and grandkids have been born into our family who have never even met the man. The State of Missouri spends roughly $22,000/year to keep him locked up. Meanwhile all my dad wants to do is be a productive part of society, work and pay taxes, be with his family. And I want my dad back.

Governor Jay Nixon is the only person who has the power to bring my dad home by granting clemency to Jeff and calling 20 years punishment enough. Please help us reach a just and reasonable end to his prison sentence by signing and sharing this petition.