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Young adults without insurance


Policy and Action from Consumer Reports

In six weeks, getting older may get a bit easierYoung adults historically are the biggest group of uninsured Americans. If you fall in this group, or know someone how does, we want to hear your story. It will help us make sure the new insurance marketplaces debuting Oct. 1 work for you.

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In about six weeks, health reform will unveil one of its biggest improvements for Americans in need of health insurance.

And if you’re a young adult who doesn’t have coverage – either because you are too old to be on your parents’ policy, your job doesn’t offer insurance, you’re in school, or you just think insurance is a drag – we want to specifically hear from you.

Are you a young adult without insurance? Share your story and help us make sure this new change works for you.

Starting Oct. 1, Americans without coverage can now find health insurance policies offered in their state in one spot on the Internet – and compare them by price and types of coverage. These online ‘marketplaces’ will also spell out who can get financial assistance to pay for their insurance, and how to get that help.

Why are we interested in hearing specifically from people age 19 to 29? Because this group historically is uninsured at higher rates than any other age group. Most don’t have access to insurance – they’re part-time workers, self-employed, or trying to find that first steady job with benefits.

Obamacare already helped 3 million young adults get coverage by requiring insurance companies let their parents keep them on their policies until age 26. Now, the marketplaces should help millions more find coverage and help those struggling pay for it.

If you are young and uninsured, or know someone who is, we need to hear about it. The reasons why you can’t get insurance will help us track whether the law meets your needs.

Even if you don’t fit this age group, you probably have a son or granddaughter who does. Please forward this email to anyone you know who is young and uninsured so we can hear from them.

Sincerely, Blake Hutson, Consumers Union Policy and Action from Consumer Reports

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Have you had enough of lawmakers attacking reproductive rights?


National Women's Law Center
Just in the last few months we’ve seen countless attempts to restrict women’s reproductive health care. Opponents have tacked anti-abortion provisions onto unrelated bills and passed restrictions in special secret, last-minute sessions. They’ve mocked pro-choice protesters by handing them cookies. And they continue to tell women we don’t know what’s best when it comes to our own reproductive health care.
I’ve had enough. Have you?
This August, we’re declaring 31 Days of Unity. It’s a time to come together, join our voices, and tell lawmakers we will not stand for more attacks on our reproductive rights.
This year, despite all the attacks, we’ve seen support for women’s health care grow. There have been inspirational filibusters, rallies across the nation, and unprecedented activism — proving that when our community stands together, we have the power to enact change.
Will you add your voice?
Every day this August, reproductive rights, health, and justice groups across the nation are uniting to call on lawmakers to stop the attacks on equal access to safe, legal, affordable reproductive health care for all women. Together, we know we can make our voices loud enough to be heard.
Raise your voice! Tell lawmakers to end the attacks on reproductive health care.
Summer may be coming to an end, but unless we speak up, attacks on reproductive health care will continue. Demand that your representatives in Congress and in the states defend women’s reproductive health care.
Thank you for all you do.
Sincerely,
Judy Waxman Judy Waxman Vice President for Health and Reproductive Rights National Women’s Law Center
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ACA


Calvin Goings, Regional Administrator Regional Administrator Calvin Goings

Affordable Care Act, Part 2

America’s 28 million small businesses are the backbone of our economy, creating two out of every three net new jobs and employing half of America’s workforce. From mom-and-pop stores and restaurants, to high-tech startups and productive manufacturers, small businesses are helping to drive our economy and create jobs in our local communities.

Many small business owners consider their employees to be part of their family, and providing benefits such as health care is one important tool they have to help retain their talented workforce and compete for skilled employees.

The U.S. Small Business Administration (SBA) is committed to giving small business owners the resources they need to start and grow a business– including access to critical information about how the Affordable Care Act (ACA) works.

Under the Affordable Care Act, small employers will have more options.

First, starting January 1st, 2014, small businesses with generally up to 50 full-time equivalent employees will be able to purchase health insurance through the online health insurance marketplace for small businesses, known as SHOP.

The SHOP Marketplace will offer employers a choice of qualified health plans from different private health insurers and make it easier for employers to make side-by-side comparisons between these plans, based on price and benefits.

SHOP also offers employers and their employees access to health insurance plans that must include a package of “Essential Health Benefits” like coverage for doctor visits, preventive care, hospitalization and prescriptions.  Any many small employers may be eligible for tax credits of up to 50% of their premium costs if they choose to purchase coverage through SHOP.

Enrollment starts on October 1st for coverage beginning January 1, 2014.

The Affordable Care Act allows small employers to offer health coverage in a way that makes sense for their business and works for their bottom line. And the SBA is committed to leveraging our resources and federal partnerships to connect you with the facts and resources you need to understand the law.

I hope you have found this information useful.  Please feel free to forward this to your friends and colleagues. If you have comments or questions for me, please contact Connie Marshall in my office at connie.marshall@sba.gov.      Sincerely, Calvin CALVIN W. GOINGS

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