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Fired for her credit score … Tim Newman, Change.org


Fired for having student loans? Latoya Horton says she was fired from her job as an accountant, not because she did anything wrong, but because her employer checked her credit report and decided her debt-to-credit ratio was too high. Latoya was outraged: “How are you supposed to pay off your student loans if you can’t get — or keep — a job because of your loans?”

It happens more than you think: Latoya found out that 60% of employers now check employees’ credit reports. They often buy them from TransUnion, one of the largest credit reporting companies. TransUnion’s chair, Penny Pritzker, even sits on President Obama’s jobs panel. She’s responsible for spurring job creation, but her company is profiting from a practice that makes it harder for people with debt to find work.

You can help: Latoya started a petition on Change.org demanding that TransUnion stop selling credit reports to employers immediately. If thousands of people sign Latoya’s petition, it will shine a national spotlight on what Latoya thinks is an ethically dubious practice, and TransUnion’s executives will be forced to respond.

Click here to sign Latoya’s petition.

Thanks,

– Tim

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Here’s a lot more information about Latoya’s campaign in her own words:

Years ago I went to college to study accounting, and like millions of other Americans I took out loans to pay for it. A few years later I got a temporary job in the accounting department at Bain & Co., and after 6 months of reliable work I was thrilled to be offered a full-time position.

However, just a few weeks after starting in my new position the company fired me because my debt-to-credit ratio was too high. I later learned that 60% of employers now check credit reports, which typically include student debts. How are you supposed to pay off your student debts if you can’t get (or keep) a job BECAUSE of your debts? And what do my student debts have to do with my ability to do a job well anyway?

25 states have debated bills in the last year to restrict this practice, and in a number of these states one company has fought hardest against these efforts: credit reporting company TransUnion.

What’s ironic is that Penny Pritzker, TransUnion’s Chair and part owner, sits on President Obama’s Jobs and Competitiveness Council, which advises the President on putting Americans back to work. How can someone advise on national job creation when her company sells products that may keep qualified people out of work?

Please join me and 25 national civil rights organizations in calling on TransUnion to stop its sale of credit reports to employers. As the only one of the “Big 3” credit reporting companies that’s privately held, TransUnion has the ability to stop this practice overnight.

It was recently announced that in the coming weeks TransUnion will be sold to two private equity companies, including Goldman Sachs. If Penny Pritzker is serious about job creation, she should do what she can to ensure that her company stops this abusive practice before the company is sold.

Save The Bees … Corinne Ball, Change.org


Change.org
EPA: Ban the pesticide that’s threatening American bees with extinction
Sign Susan’s Petition

Here’s the buzz: American honey bees are disappearing at an alarming rate and the government knows why.

Scientists say a pesticide called clothianidin, made by chemical giant Bayer, is strongly linked to the rapid decline in bee populations. When exposed to the chemical, bees get lost: they are literally unable to find their way home back to the hive and drop dead from exhaustion.

Susan Mariner uses her backyard garden to grow extra fruits and veggies for her family and teach her children where their food comes from — and in the past few years, she’s seen the decline in bees firsthand.

When Susan heard about the recent studies linking this specific chemical to the widespread death of the bees who pollinate our food, she started a petition on Change.org to get the chemical banned. Click here to sign Susan’s petition asking the Environmental Protection Agency to ban these bee-killing pesticides ASAP.

One-third of the U.S. food supply relies on honey bees. Without bees to pollinate crops, many essential (and favorite) foods are at risk, including apples, squash, tomatoes, strawberries, almonds, and even chocolate.

Several countries, including Germany and France, have already banned clothianidin. And after the bans, bee populations began to rise again.

But in the U.S., clothianidin is used on millions of acres of crops and American beekeepers report losses of up to 90% of their bees. Many worry that their hives won’t survive another season. Sign Susan’s petition urging the EPA to save the bees and immediately end the harmful pesticide’s use.

Thanks for being a change-maker,

– Corinne and the Change.org team

Congress: the Republican led House- both Chambers back on 3/26 Supreme Court hears #ACA arguments – the Senate


the Senate Convenes at 2:00pmET March 26, 2012

  • Following any Leader remarks, the Senate will be in morning business until 4:30pm.
  • Following morning business, the Senate will resume consideration of Executive Calendar #337, S.2204, the Repeal Big Oil Tax Subsidies Act with the time until 5:30pm equally divided and controlled between the Leaders or their designees.
  • As a reminder to all Senators, on Thursday, March 22nd, cloture was filed on the motion to proceed to S.2204, the Repeal Big Oil Tax Subsidies Act and on the motion to proceed to Executive Calendar #296, S.1789, the Postal Reform bill.
  • At approximately 5:30pm on Monday, there will be a roll call vote on the motion to invoke cloture on the motion to proceed to S.2204. If cloture is not invoked, there will be a second roll call vote on the motion to invoke cloture on the motion to proceed to S.1789, the Postal Reform Bill.

State Work Period April 2-13, 2012

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The next meeting is scheduled for 12:00 p.m. on March 26, 2012.