Tag Archives: Business

Bankrate.com


Get debt collectors to leave you alone
Are you being harassed by debt collectors when the debt isn’t yours? Make it stop.
 
Europe’s debt may bite into US economy
Europe’s debt might send the world economy tumbling if we don’t take proactive steps.
 
12 mortgage moves for you to buy home in 2012
The mortgage market has been tight in the downturn. These tips will help you snag a loan.

Bankrate News Alerts


 
Hello Bankrate Reader,
 
Here are stories published today
 
5 myths of building better credit
Bankrate separates fact from fiction when it comes to building better credit.
 
Does paying off credit card hurt your credit score?
Should you put everything on credit, and pay off your credit card monthly?
 
12 don’ts in filing for bankruptcy in 2012
Bankruptcy is difficult enough without lying. That and other don’ts can get you in hot water.

BANKRATE.COM

Congress: Breaks until 10/31


The Senate will convene on Monday, October 24, 2011 at 3:45pm and on Thursday, October 27, 2011 at 11am for pro forma sessions only with no business conducted.

Following the pro forma session on Thursday, October 27th, the Senate will adjourn until 3:00pm on Monday, October 31, 2011.  Following any Leader remarks, the Senate will be in morning business until 4:30pm with Senators permitted to speak therein for up to 10 minutes each.

Following morning business, the Senate will proceed to Executive Session to consider Calendar #249, Stephen A. Higginson, of LA, to be United States Circuit Judge for the 5th Circuit with one hour equally divided and controlled between Senators Leahy and Grassley or their designees.

The next roll call vote will be at approximately 5:30pm on confirmation of the Higginson nomination.

————————————————————————————————

The next meeting is scheduled for 1:00 p.m. on October 31, 2011.

Congress: the Republican led House the Senate in pro forma Session


The Senate will convene on Monday, October 24, 2011 at 3:45pm and on Thursday, October 27, 2011 at 11am for pro forma sessions only with no business conducted.

Following the pro forma session on Thursday, October 27th, the Senate will adjourn until 3:00pm on Monday, October 31, 2011.  Following any Leader remarks, the Senate will be in morning business until 4:30pm with Senators permitted to speak therein for up to 10 minutes each.

Following morning business, the Senate will proceed to Executive Session to consider Calendar #249, Stephen A. Higginson, of LA, to be United States Circuit Judge for the 5th Circuit with one hour equally divided and controlled between Senators Leahy and Grassley or their designees.

The next roll call vote will be at approximately 5:30pm on confirmation of the Higginson nomination.

————————————————————————-

CURRENT HOUSE FLOOR PROCEEDINGS

LEGISLATIVE DAY OF OCTOBER 25, 2011

112TH CONGRESS – FIRST SESSION

. -SPECIAL ORDER SPEECHES – The House has concluded all anticipated legislative business and has proceeded to Special Order speeches.3:40:53 P.M.

-ONE MINUTE SPEECHES – The House proceeded with further one minute speeches.3:39:07 P.M.

-H.R. 2447Motion to reconsider laid on the table Agreed to without objection.3:39:06 P.M.

-H.R. 2447On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 422 – 0 (Roll no. 804).3:31:38 P.M.

-H.R. 2447Considered as unfinished business. H.R. 2447 — “To grant the congressional gold medal to the Montford Point Marines.”3:30:00 P.M.

-UNFINISHED BUSINESS – The Chair announced that the unfinished business was the question on adoption of a motion to suspend the rules which had been debated earlier and on which further proceedings had been postponed.3:28:18 P.M.

-H. Res. 444Motion to reconsider laid on the table Agreed to without objection.3:28:15 P.M.

-H. Res. 444On agreeing to the resolution Agreed to by the Yeas and Nays: 245 – 178 (Roll no. 803).3:00:59 P.M.

-H. Res. 444The previous question was ordered without objection.2:10:56 P.M.

-H. Res. 444DEBATE – The House proceeded with one hour of debate on H. Res. 444.2:10:39 P.M.

-H. Res. 444Considered as privileged matter. H. Res. 444 — “Providing for consideration of the bill (H.R. 1904) to facilitate the efficient extraction of mineral resources in southeast Arizona by authorizing and directing an exchange of Federal and non-Federal land, and for other purposes.”2:01:14 P.M.

-H.R. 2042Motion to reconsider laid on the table Agreed to without objection.2:01:09 P.M.

-H.R. 2042On motion to suspend the rules and pass the bill Agreed to by voice vote.1:48:00 P.M.

-H.R. 2042DEBATE – The House proceeded with forty minutes of debate on H.R. 2042.1:47:58 P.M.

-H.R. 2042Considered under suspension of the rules.1:47:30 P.M. -H.R. 2042Mr. Turner (NY) moved to suspend the rules and pass the bill. H.R. 2042 — “To require the Secretary of Homeland Security, in consultation with the Secretary of State, to establish a program to issue Asia-Pacific Economic Cooperation Business Travel Cards, and for other purposes.”1:46:13 P.M. -H.R. 2527At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.1:23:39 P.M. -H.R. 2527DEBATE – The House proceeded with forty minutes of debate on H.R. 2527.1:23:38 P.M. -H.R. 2527Considered under suspension of the rules.1:23:26 P.M. -H.R. 2527Mr. Pearce moved to suspend the rules and pass the bill, as amended. H.R. 2527 — “To require the Secretary of the Treasury to mint coins in recognition and celebration of the National Baseball Hall of Fame.”1:22:42 P.M. -H.R. 2447At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.12:42:54 P.M. -H.R. 2447DEBATE – The House proceeded with forty minutes of debate on H.R. 2447.12:42:52 P.M. -H.R. 2447Considered under suspension of the rules.12:42:41 P.M. -H.R. 2447Mr. Jones moved to suspend the rules and pass the bill. H.R. 2447 — “To grant the congressional gold medal to the Montford Point Marines.”12:42:32 P.M. -The Speaker announced that votes on suspensions, if ordered, will be postponed until a time to be announced.12:40:59 P.M. -The Speaker laid before the House a message from the President transmitting a notice continuing the emergency with respect to the situation in or in relation to the Democratic Republic of the Congo and the related measures blocking the property of certain persons contributing to theconflict in that country are to continue in effect beyond October 27, 2011 – referred to the Committee on Foreign Affairs and ordered to be printed (H. Doc. 112-67).12:03:04 P.M. -The House received a communication from the Honorable Charles J. “Chuck” Fleischmann Mr. Fleischmann submitted his resignation from the Committee on Natural Resources. The resignation was accepted without objection.12:03:04 P.M. -ONE MINUTE SPEECHES – The House proceeded with one minute speeches, which by direction of the Chair would be limited to 15 per side of the aisle.12:02:21 P.M. -PLEDGE OF ALLEGIANCE – The Chair designated Mr. Olson to lead the Members in reciting the Pledge of Allegiance to the Flag.12:02:17 P.M. -The Speaker announced approval of the Journal.  Pursuant to clause 1, rule I, the Journal stands approved.12:01:14 P.M. -Today’s prayer was offered by Reverend Morris Matthis, Christ United Methodist Church, Sugarland, Texas12:00:57 P.M. -The House convened, returning from a recess continuing the legislative day of October 25.11:12:00 A.M. -The Speaker announced that the House do now recess. The next meeting is scheduled for 12:00 P.M. today.10:01:51 A.M. -MORNING-HOUR DEBATE – The House proceeded with Morning-Hour Debate. At the conclusion of Morning-Hour, the House will recess until 12:00 p.m. for the start of legislative business.10:01:42 A.M. -The Speaker designated the Honorable Michael G. Fitzpatrick to act as Speaker pro tempore for today.10:00:21 A.M. -The House convened, starting a new legislative day.

Congress: -the Republican led House – – the Senate -in pro forma Sessions back on 10/31


The Senate will convene on Monday, October 24, 2011 at 3:45pm and on Thursday, October 27, 2011 at 11am for pro forma sessions only with no business conducted.

Following the pro forma session on Thursday, October 27th, the Senate will adjourn until 3:00pm on Monday, October 31, 2011.  Following any Leader remarks, the Senate will be in morning business until 4:30pm with Senators permitted to speak therein for up to 10 minutes each.

Following morning business, the Senate will proceed to Executive Session to consider Calendar #249, Stephen A. Higginson, of LA, to be United States Circuit Judge for the 5th Circuit with one hour equally divided and controlled between Senators Leahy and Grassley or their designees.

The next roll call vote will be at approximately 5:30pm on confirmation of the Higginson nomination.

The next roll call vote is expected to occur on Monday, October 31st in relation to a nomination.  The details of the amended consent agreement with respect to H.R.2112 is below.

Cloture having been invoked on the Inouye substitute amendment #738, the substitute amendment is agreed to and it is now considered original text for the purposes of further amendment.  The remaining amendments which were scheduled for votes today remain in order notwithstanding cloture having been invoked; when the Senate resumes consideration of H.R.2112 on Tuesday, November 1st, the Senate will proceed to votes on the remaining amendments; and all other provisions of the previous order remain in effect.

The following amendments were agreed to by voice vote, en bloc:

– Portman #859;

McCain #892;

– Cantwell #893, as modified, with the changes that are at the desk;

– Cochran #805, as modified, with the changes that are at the desk;

– Burr #890;

– Inouye #918; and

– Kyl #912, as modified.

The following amendments remain in order under the previous order and are expected to be voted on on Tuesday, November 1st:

– Coburn #800;

– Paul #821 (60-vote threshold);

DeMint #763;

– Crapo #814 (60-vote threshold);

– Lee Motion to Recommit.

Following the disposition of the amendments above, the Senate will proceed to votes in relation to any remaining germane pending amendments in the order they were offered; further, upon disposition of any pending germane amendments, the bill, as amended, will be read a third time, and the Senate will proceed to vote on passage of the bill with no intervening action or debate; when the Senate receives a message from the House with respect to H.R.2112, the Senate will insist on its amendment, request, or agree to, a conference with the House on the disagreeing votes of the two Houses; and the Chair will be authorized to appoint the following conferees – Kohl, Harkin, Feinstein, Johnson (SD), Nelson (NE), Pryor, Brown (OH), Inouye, Murray, Mikulski, Blunt, Cochran, McConnell, Collins, Moran, Hoeven, Hutchison and Shelby.

———————————————————————-

CURRENT HOUSE FLOOR PROCEEDINGS

LEGISLATIVE DAY OF OCTOBER 24, 2011

112TH CONGRESS – FIRST SESSION

  -The House adjourned. The next meeting is scheduled for 10:00 a.m. on October 25, 2011.7:30:42 P.M. -On motion to adjourn Agreed to by voice vote.7:30:28 P.M. -Mrs. Christensen moved that the House do now adjourn.7:15:26 P.M. -SPECIAL ORDER SPEECHES – The House has concluded all anticipated legislative business and has proceeded to Special Order speeches.7:01:55 P.M. -ONE MINUTE SPEECHES – The House proceeded with further one minute speeches.7:00:19 P.M. -H.R. 1160Motion to reconsider laid on the table Agreed to without objection.7:00:18 P.M. -H.R. 1160On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 395 – 0 (Roll no. 802).6:54:14 P.M. -H.R. 1160Considered as unfinished business. H.R. 1160 — “To require the Secretary of the Interior to convey the McKinney Lake National Fish Hatchery to the State of North Carolina, and for other purposes.”6:54:06 P.M. -H.R. 320Motion to reconsider laid on the table Agreed to without objection.6:54:05 P.M. -H.R. 320On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 392 – 1 (Roll no. 801).6:31:37 P.M. -H.R. 320Considered as unfinished business. H.R. 320 — “To designate a Distinguished Flying Cross National Memorial at the March Field Air Museum in Riverside, California.”6:31:30 P.M. -UNFINISHED BUSINESS – The Chair announced that the unfinished business was the question on adoption of motions to suspend the rules which had been debated earlier and on which further proceedings had been postponed.6:31:03 P.M. -Mr. Bishop (UT) filed a report from the Committee on Rules on H. Res. 444.6:30:57 P.M. -The House convened, returning from a recess continuing the legislative day of October 24.5:30:26 P.M. -The Speaker announced that the House do now recess. The next meeting is scheduled for  6:30 P.M. today.5:30:17 P.M. -H.R. 2594Motion to reconsider laid on the table Agreed to without objection.5:30:15 P.M. -H.R. 2594On motion to suspend the rules and pass the bill Agreed to by voice vote.4:52:25 P.M. -H.R. 2594DEBATE – The House proceeded with forty minutes of debate on H.R. 2594.4:52:24 P.M. -H.R. 2594Considered under suspension of the rules.4:52:07 P.M. -H.R. 2594Mr. Petri moved to suspend the rules and pass the bill. H.R. 2594 — “To prohibit operators of civil aircraft of the United States from participating in the European Union’s emissions trading scheme, and for other purposes.”4:51:26 P.M. -H.R. 320At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.4:45:43 P.M. -H.R. 320DEBATE – The House proceeded with forty minutes of debate on H.R. 320.4:45:42 P.M. -H.R. 320Considered under suspension of the rules.4:45:08 P.M. -H.R. 320Mr. Young (AK) moved to suspend the rules and pass the bill. H.R. 320 — “To designate a Distinguished Flying Cross National Memorial at the March Field Air Museum in Riverside, California.”4:44:52 P.M. -H.R. 818Motion to reconsider laid on the table Agreed to without objection.4:44:50 P.M. -H.R. 818On motion to suspend the rules and pass the bill Agreed to by voice vote.4:39:17 P.M. -H.R. 818DEBATE – The House proceeded with forty minutes of debate on H.R. 818.4:39:15 P.M. -H.R. 818Considered under suspension of the rules.4:39:02 P.M. -H.R. 818Mr. Young (AK) moved to suspend the rules and pass the bill. H.R. 818 — “To direct the Secretary of the Interior to allow for prepayment of repayment contracts between the United States and the Uintah Water Conservancy District.”4:38:48 P.M. -H.R. 461Motion to reconsider laid on the table Agreed to without objection.4:38:45 P.M. -H.R. 461On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.4:32:12 P.M. -H.R. 461DEBATE – The House proceeded with forty minutes of debate on H.R. 461.4:32:09 P.M. -H.R. 461Considered under suspension of the rules.4:32:00 P.M. -H.R. 461Mr. Young (AK) moved to suspend the rules and pass the bill, as amended. H.R. 461 — “To direct the Secretary of the Interior to convey certain Federal features of the electric distribution system to the South Utah Valley Electric Service District, and for other purposes.”4:31:40 P.M. -H.R. 1160At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.4:25:55 P.M. -H.R. 1160DEBATE – The House proceeded with forty minutes of debate on H.R. 1160.4:25:54 P.M. -H.R. 1160Considered under suspension of the rules.4:25:37 P.M. -H.R. 1160Mr. Young (AK) moved to suspend the rules and pass the bill, as amended. H.R. 1160 — “To require the Secretary of the Interior to convey the McKinney Lake National Fish Hatchery to the State of North Carolina, and for other purposes.”4:25:34 P.M. -H.R. 295Motion to reconsider laid on the table Agreed to without objection.4:25:29 P.M. -H.R. 295On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.4:21:38 P.M. -H.R. 295DEBATE – The House proceeded with forty minutes of debate on H.R. 295.4:21:36 P.M. -H.R. 295Considered under suspension of the rules.4:21:20 P.M. -H.R. 295Mr. Young (AK) moved to suspend the rules and pass the bill, as amended. H.R. 295 — “To amend the Hydrographic Services Improvement Act of 1998 to authorize funds to acquire hydrographic data and provide hydrographic services specific to the Arctic for safe navigation, delineating the United States extended continental shelf, and the monitoring and description of coastal changes.”4:21:18 P.M. -H.R. 441The title of the measure was amended. Agreed to without objection.4:21:17 P.M. -H.R. 441Motion to reconsider laid on the table Agreed to without objection.4:21:13 P.M. -H.R. 441On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.4:16:52 P.M. -H.R. 441DEBATE – The House proceeded with forty minutes of debate on H.R. 441.4:16:50 P.M. -H.R. 441Considered under suspension of the rules.4:16:15 P.M. -H.R. 441Mr. Young (AK) moved to suspend the rules and pass the bill, as amended. H.R. 441 — “To authorize the Secretary of the Interior to issue permits for a microhydro project in nonwilderness areas within the boundaries of Denali National Park and Preserve, to acquire land for Denali National Park and Preserve from Doyon Tourism, Inc., and for other purposes.”4:15:56 P.M. -The Speaker announced that votes on suspensions, if ordered, will be postponed until a time to be announced.4:15:47 P.M. -The House convened, returning from a recess continuing the legislative day of October 24.2:08:58 P.M. -The Speaker announced that the House do now recess. The next meeting is subject to the call of the Chair.2:08:23 P.M. -The House received a communication from John Abney Culberson, Member of Congress. Pursuant to Rule VIII of the Rules of the House of Representatives, Mr. Culberson notified the House that he had been served with a deposition subpoena for documents and testimony by the U.S. District Court for the Southern District of Texas to appear as a witness in a pending civil lawsuit and that after consultation with the Office of General Counsel, he had determined that compliance with the subpoena was inconsistent with the precedents and privileges of the House.2:07:50 P.M. -The House received a communication from Brittany Seabury, District Director for U.S. Representative John Abney Culberson. Pursuant to Rule VIII of the Rules of the House of Representatives, Ms. Seabury notified the House that she had been served with a deposition subpoena for documents and testimony by the U.S. District Court for the Southern District of Texas to appear as a witness in a pending civil lawsuit and that after consultation with the Office of General Counsel, she had determined that compliance with the subpoena was inconsistent with the precedents and privileges of the House.2:02:40 P.M. -ONE MINUTE SPEECHES – The House proceeded with one minute speeches.2:02:21 P.M. -PLEDGE OF ALLEGIANCE – The Chair designated Mr. McKinley to lead the Members in reciting the Pledge of Allegiance to the Flag.2:02:11 P.M. -The Speaker announced approval of the Journal.  Pursuant to clause 1, rule I, the Journal stands approved.2:00:55 P.M. -Today’s prayer was offered by Reverend Avelino Gonzalez, Saint Joseph’s Catholic Church, Washington, DC.2:00:37 P.M. -The Speaker designated the Honorable Adrian Smith to act as Speaker pro tempore for today.2:00:26 P.M. -The House convened, starting a new legislative day.