Tag Archives: Financial services

Eight Ways Obamacare Helps You and the 2015 Update to #ACA


Eight Ways Obamacare Helps You infographic

2015 Update to #ACA

1)16.4 Million now have #ACA

2) The uninsured has declined over the last 4-5 years by 35%

3) 14.1 Million that have #ACA are Adults

4) 2.3 Million are the young from ages 19-25 who are on their parents insurance

5) 8.8 Million signed up through the Insurance Market Place

6) 6 Million have #ACA have insurance Medicare / Medicaid

 The only negative is knowing more would have healthcare coverage if Republican Governor’s weren’t so heartless and put “WeThePeople” ahead their selective ideologies toward our POTUS  

The benefits of the Affordable Care Act are pretty straightforward: the law makes it easier to get insurance you can afford, ensures you have the care you need when you get sick, and covers the preventive services you need to stay healthy for free.

Blue Cross rejecting payments for HIV/AIDS medication


Mike Reitz: Stop AIDS discrimination by Blue Cross/Blue Shield of Louisiana.

    By Robert Darrow

            Shreveport, Louisiana

Due to a new policy from Louisiana’s largest health insurer, hundreds of people living with HIV and AIDS are in danger of losing access to essential medication.BlueCross BlueShield of Louisiana (BCBSLA) is rejecting checks from a federal program designed to help these patients pay for AIDS drugs and insurance premiums and has begun notifying customers that their enrollment in its Obamacare plans will be discontinued because it will no longer accept “third-party payments.” This funding was established through the Ryan White CARE Act of 1990 which has been crucial to ensuring that those living with HIV and AIDS can gain access to the medication they need.Several months ago, the Centers for Medicare and Medicaid Services (CMS) encouraged health plans to stop accepting “third-party payments,” but this weekend (February 8th), CMS stated unequivocally that “federal rules do not prevent the use of Ryan White funds to pay for health care plans.” BCBSLA said it is “reviewing and considering this new information,” but we need commitments to help save and extend hundreds of lives in Louisiana.

As someone living with AIDS who helped found the local organization in Shreveport that oversees Ryan White funding, I know these funds change lives — and I’m afraid that if BCBSLA gets away with denying this coverage, other insurers across the country could follow suit. Please join me in tell BCBSLA to accept federal funding for people living with HIV and AIDS and to stop this discrimination.

Bills & Hearings in the House 3/20


Hearing: Entrepreneurial Assistance: Examining Inefficiencies and Duplication Across Federal Government Programs

12:00 AM                                                 Host: Committee on Small Business | Full Committee

Hearing: POSTPONED: Oversight Hearing – Forest Service

9:30 AM                 | B-308 Rayburn                                Host: Committee on Appropriations | Interior, Environment, and Related Agencies

Hearing: Crisis in Syria: The U.S. Response

9:45 AM                 | 2172 Rayburn HOB                                Host: Committee on Foreign Affairs | Full Committee

Markup: H.R. 1120, “The Preventing Greater Uncertainty in Labor-Management Relations Act”

10:00 AM                                                Host: Committee on Education and the Workforce | Subcommittee on Higher Education and Workforce Training

Hearing: The Posture of the U.S. Northern Command and U.S. Southern Command

10:00 AM                 | 2118 Rayburn HOB                                Host: Committee on Armed Services | Full Committee

Hearing: How Innovation Benefits Patients

10:00 AM                 | 2123 Rayburn HOB                                Host: Committee on Energy and Commerce | Subcommittee on Health

Hearing: Oversight Hearing – The Judiciary

10:00 AM                 | 2359 Rayburn                                Host: Committee on Appropriations | Subcommittee on Financial Services and General Government

Hearing: Focusing on People: A Review of VA’s Plans for Employee Training, Accountability, and Workload Management to Improve Disability Claims Processing

10:00 AM                 | 334 Cannon House Office Building Washington DC                                Host: Committee on Veterans’ Affairs | Full Committee

Hearing: Measuring Outcomes to Understand the State of Border Security

10:00 AM                 | 311 Cannon HOB                                Host: Committee on Homeland Security | Subcommittee on Border and Maritime Security

Hearing: Chairman Johnson Announces Hearing on the Challenges of Achieving  Fair and Consistent Disability Decisions

10:00 AM                                                Host: Committee on Ways and Means | Social Security

Hearing: POSTPONED: Budget Hearing – Federal Aviation Administration

10:00 AM                 | 2358-A Rayburn                                Host: Committee on Appropriations | Subcommittee on Transportation, Housing and Urban Development, and Related Agencies

Hearing: Hearing entitled “State of Community Banking:  Is the Current Regulatory Environment Adversely Affecting Community Financial Institutions?”

10:00 AM                 | 2128 Rayburn HOB                                Host: Committee on Financial Services | Subcommittee on Financial Institutions and Consumer Credit

Hearing: Oversight Hearing – Major Construction Projects of the Department of Energy

10:00 AM                 | 2362-B Rayburn                                Host: Committee on Appropriations | Subcommittee on Energy and Water Development, and Related Agencies

Hearing: Oversight Hearing – Children’s Mental Health

10:00 AM                 | 2358-C Rayburn                                Host: Committee on Appropriations | Subcommittee on Labor, Health and Human Services, Education, and Related Agencies

Hearing: CLOSED: Oversight Hearing – Cybersecurity and Critical Infrastructure

10:00 AM                 | H-405 Capitol                                Host: Committee on Appropriations | Subcommittee on Homeland Security

Business Meeting: meeting to consider the following measures:  H.R. 634, H.R. 677, H.R. 742, H.R. 992, H.R. 1003, H.R. 1038

10:00 AM                 | 1300 Longworth HOB                                Host: Committee on Agriculture | Full Committee

Markup: Markup on H.R. 367, and H.R. 982

10:00 AM                 | 2141 Rayburn HOB                                Host: Committee on the Judiciary | Subcommittee on Regulatory Reform, Commercial And Antitrust Law

Hearing: POSTPONED: Budget Hearing – Commodity Futures Trading Commission

10:00 AM                 | 2362-A Rayburn                                Host: Committee on Appropriations | Agriculture, Rural Development, Food and Drug Administration, and Related Agencies

Hearing: Oversight Hearing – National Guard and United States Army Reserve

10:00 AM                 | H-140 Capitol                                Host: Committee on Appropriations | Subcommittee on Defense

Hearing: Improving EPA’s Scientific Advisory Processes

10:00 AM                 | 2318 Rayburn HOB                                Host: Committee on Science, Space, and Technology | Subcommittee on Environment

Business Meeting: H.R. 1211, H.R. 1163,H.R. 1162,H.R. 328, H.R. 1133, H.R. 1104, H.R. 249,H.R. 882, H.R. 313,and legislation concerning the DC CFO Act

10:00 AM                 | 2154 Rayburn HOB                                Host: Committee on Oversight and Government Reform | Full Committee

Markup: Markup on H.R. 527, H.R. 254, H.R. 291, H.R. 507, H.R. 588, H.R. 678, H.R. 716, H.R. 1033, and H.R. 1159

10:00 AM                 | 1324 Longworth House Office Building, Washington, D.C.                                Host: Committee on Natural Resources | Full Committee

Hearing: Hezbollah’s Strategic Shift: A Global Terrorist Threat

1:30 PM                 | 2172 Rayburn HOB                                Host: Committee on Foreign Affairs | Subcommittee on Terrorism, Nonproliferation, and Trade

Hearing: Cyber Threats from China, Russia and Iran: Protecting American Critical Infrastructure

2:00 PM                 | 311 Cannon HOB                                Host: Committee on Homeland Security | Subcommittee on Cybersecurity, Infrastructure Protection, and Security Technologies

Hearing: Fulfilling the Good Friday Agreement

2:00 PM                 | 2200 Rayburn HOB                                Host: Committee on Foreign Affairs | Subcommittee on Africa, Global Health, Global Human Rights and International Organizations

Hearing: Examining the Effectiveness of NIST Laboratories

2:00 PM                 | 2318 Rayburn HOB                                Host: Committee on Science, Space, and Technology | Subcommittee on Technology

Hearing: Oversight Hearing – National Aeronautics and Space Administration

2:00 PM                 | 2359 Rayburn                                Host: Committee on Appropriations | Subcommittee on Commerce, Justice, Science, and Related Agencies

Hearing: The Register’s Call for Updates to U.S. Copyright Law

3:30 PM                 | 2141 Rayburn HOB                                Host: Committee on the Judiciary | Subcommittee on Courts, Intellectual Property, And The Internet

Check your Gift Card …


Policy and Action from Consumer Reports

 Ever get a gift card that lost its value? One day, it promised you $50 or $100, then when you went to use it, the card had been drained.

Maybe there were unexpected fees. Some cards charge you if you don’t use them in a certain period. Others expire.

Maybe the store went belly up. Your cash money went to pay their creditors and you got nothing.

If the card was a “rewards” card purchased with credit card, airline, or other “points” — well then, all bets are off. The card could have been loaded with fees and expire at any time.

Tell us your own gift card story — and we’ll use it to make sure your card is worth what you paid for it.

This holiday season, lawmakers are working on a bill to eliminate fees and expiration dates. Money doesn’t expire. Neither should money stored on a gift card.

The bill would also require companies to treat cards purchased with rewards points the same as cards purchased with cash.

But this bill isn’t a slam dunk. Retailers and banks benefit when you give them cash but then they don’t have to honor that cash amount in goods or services. To pass this bill, in the face of opposition from industry, lawmakers need the stories of real people.

Tell us your story, and we will put it in front of lawmakers and news outlets!

Share your story, or forward this email to a friend, co-worker or family member who may have gotten less than their money’s worth from a gift card.

Sincerely,
Pam Banks, DefendYourDollars.org
A project of Consumers Union