What to do if you are charged a co-pay, deductible, or co-insurance for preventive services.
We’ve been working hard to make sure you and your families know about the preventive coverage provided through Obamacare. We’ve heard from many women about how much this coverage has helped them!
But we’ve also heard about some women encountering problems while trying to get these services without cost-sharing. Have you gone to the pharmacy to get your birth control thinking you wouldn’t have a co-pay — only to find out that you did? Or have you gone to the doctor thinking your annual visit would be covered without a co-pay — but it wasn’t? When your insurance company isn’t working for you, we’re here to help. Check out our newest resource: “Getting the Coverage You Deserve: What to Do If You Are Charged a Co-Pay, Deductible, or Co-Insurance for a Preventive Service.”
Thanks to Obamacare, health care plans under the reach of the law must cover women’s preventive health services like mammograms, birth control, and breast feeding supplies without imposing deductibles, co-insurance or co-payments. But some insurance companies are still, incorrectly, making us pay for these services. So we’ve created an easy-to-use resource for you to make an appeal to your insurance company when you’re incorrectly told to pay for your preventive care. Check out our resource today and make sure you’re getting the health care you deserve!
Want to learn more? Visit www.nwlc.org/preventiveservices.
Sincerely,
P.S. If you have a question about using the toolkit, or you have trouble getting a preventive service covered and you’re unsure why, let us know! We might be able to help. Please contact us at 1-866-PILL4US or via email at pill4us@nwlc.org.
Death by a million cuts. That’s the plan of some members of Congress who have held hearings and votes to cut programs in the health care law. And some of these cuts go to the heart of women’s health.
They just don’t get it. We need to show — literally show — them why the health care law is important to women and their families. Join our photo blog and tell our leaders — I Will NOT Be Denied™! From the over 20 million women who have been able to get preventive health care without a co-pay to the nearly 40 million women who no longer face a lifetime limit on their coverage, women everywhere are already benefiting from the health care law. And in just a few months, women will start getting access to birth control and wellness visits without co-pays or deductibles. We can’t let some members of Congress play politics with women’s health and stop this progress. As they say — a picture is worth a thousand words. Join our photo blog and make sure your leaders know we will not go back: women will not be denied.
Sincerely,
Judy WaxmanVice President for Health and Reproductive RightsNational Women’s Law Center
In the past year, thanks to the health care law:Over 20 million women with private insurance have received at least one preventive health care service without a co-pay or deductible.
Over 39 million women no longer face lifetime limits on coverage, so they can get the health care they need.
About 2.5 million young adults gained health coverage because they could stay on their parents’ plans.
And this is just the beginning. The health care law is working for women by helping them get the care they need. So why are some opponents of the law fighting to take away these benefits and common-sense protections?
Sign the Petition
The new health care law is working for women
Join our campaign and sign our petition to tell your leaders: I Will Not Be Denied!™
The health care law is working for women, helping them get the care they need. The law provides important benefits and protections that promote better health and lower costs. Now, millions more women can get preventive services like mammograms and colonoscopies without a co-pay. The law also stops insurance companies from dropping anyone’s coverage simply because they’re sick.
But this is just the beginning. Later this year, millions more women will have access to well-woman exams and birth control without a co-pay and all health plans will have to include maternity care. Other important benefits and protections will continue to roll out until the law is fully implemented, insurance companies will no longer be allowed to charge women higher premiums than men. But opponents of the law are fighting to take away all these important benefits and common-sense protections.
Take a stand and help us protect women’s health care. Join the National Women’s Law Center’s campaign and tell opponents of affordable care “I Will NOT Be Denied.”™
Be a Seed for Change 