Tag Archives: Patient Protection and Affordable Care Act

Judy Waxman, National Women’s Law Center


National Women's Law Center
Getting the coverage you deserve!
                What to do if you are charged a co-pay, deductible, or co-insurance for preventive services.
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We’ve been working hard to make sure you and your families know about the preventive coverage provided through Obamacare. We’ve heard from many women about how much this coverage has helped them!
But we’ve also heard about some women encountering problems while trying to get these services without cost-sharing. Have you gone to the pharmacy to get your birth control thinking you wouldn’t have a co-pay — only to find out that you did? Or have you gone to the doctor thinking your annual visit would be covered without a co-pay — but it wasn’t? When your insurance company isn’t working for you, we’re here to help.
Check out our newest resource: “Getting the Coverage You Deserve: What to Do If You Are Charged a Co-Pay, Deductible, or Co-Insurance for a Preventive Service.”
Thanks to Obamacare, health care plans under the reach of the law must cover women’s preventive health services like mammograms, birth control, and breast feeding supplies without imposing deductibles, co-insurance or co-payments. But some insurance companies are still, incorrectly, making us pay for these services. So we’ve created an easy-to-use resource for you to make an appeal to your insurance company when you’re incorrectly told to pay for your preventive care.
Check out our resource today and make sure you’re getting the health care you deserve!
Want to learn more? Visit www.nwlc.org/preventiveservices.
Sincerely,

Judy Waxman Judy Waxman Vice President for Health and Reproductive Rights National Women’s Law Center    

P.S. If you have a question about using the toolkit, or you have trouble getting a preventive service covered and you’re unsure why, let us know! We might be able to help. Please contact us at 1-866-PILL4US or via email at pill4us@nwlc.org.

Obsessed


By ThinkProgress War Room

37th Time’s the Charm?

Tomorrow, the Republican-controlled House of Representatives will once again vote to repeal Obamacare. If this sounds familiar it is because it is the 37th time — yes, that’s 3-7 — that House Republicans have tried to repeal Obamacare.

This obsession has not come for free, either in terms of time nor money. One estimate pegs the cost to taxpayers of these 37 repeal attempts at some $55 MILLION. What could we do with that same $55 MILLION? Here’s four ideas:

1. Restore cuts from sequestration to Title X family planning programs and Title V maternal and child health services. The National Women’s Law Center calculates that a 5 percent cut to the budgets of each program will reduce them by $15 million and $32.5 million, respectively. Rather than voting to repeal a bill that expands women’s access to preventative services, the House could use the money to expand them.

2. Double the Department of Justice’s budget for sexual assault services, which has currently been authorized a $50 million budget. The program gives money to states so that they can support rape crisis centers and other nongovernmental organizations that provide direct intervention, core services, and other assistance to the victims of sexual assault. Current funding is inadequate, as some states receive less than $300,000 and many programs lack the resources to meet victims’ needs.

3. Grant a request for $50 million to train 5,000 new mental health professionals as part of a new initiative to expand mental health treatment and prevention services. This proposal came in the wake of the Sandy Hook shooting to address gaps in the mental health system.

4. Help states implement paid leave policies. President Obama included a $50 million State Paid Leave Fund in his 2011 budget to provide start-up support for states that want to enact paid leave for workers. More than 40 percent of workers don’t have access to paid sick leave, heading to work when they or their family members experience an illness, but this funding could help give them a better option.

In terms of time, this calculation from the New York Times shows why this is one of the most unproductive Congresses in history:

That means that since 2011, Republicans have spent no less than 15 percent of their time on the House floor on repeal in some way.

The real cost, of course, comes in terms of the more than 100 MILLION Americans who would be harmed by the GOP’s obsession with taking away their health care benefits, including:

  • 129 MILLION Americans with pre-existing conditions who will once again be at the mercy of the insurance companies.
  • 105 MILLION Americans would see lifetime limits on what their insurance company has to cover, which Obamacare banned, put back in place.
  • 71 MILLION Americans, including 34 MILLION seniors, who are currently eligible for no-cost preventive care, including mammograms and birth control.
  • 18 MILLION middle-class Americans who will receive a tax credit averaging $4,000 a year starting next year.
  • 17 MILLION children with pre-existing conditions who today, as we speak, cannot be denied coverage.
  • 13 MILLION consumers who received more than $1 BILLION in rebates last year because of an Obamacare rule requiring insurers to spend 80 percent of premiums on actual medical care would no longer be eligible for such rebates because insurers would no longer be held to such a standard.
  • 6 MILLION young adults who are currently able to stay on their parents’ insurance — 3.1 MILLION of whom were previously uninsured.
  • 6 MILLION seniors who are receiving discounts — more than $6 BILLION worth so far — on their prescription drugs thanks to Obamacare.

In addition, repealing Obamacare would increase the deficit by more than $100 BILLION over the next ten years and eliminate new resources to fight fraud. These fraud fighting efforts have recouped $4.2 BILLION just this past fiscal year from those seeking to defraud seniors and taxpayers.

BOTTOM LINE: The GOP’s obsession with taking away health care benefits from more than 100 MILLION Americans is a waste of time, a waste of money, and harmful to the tens of millions of Americans already benefiting from Obamacare.

37 Times the Charm


 

National Women's Law Center
 
 
     
  People Before Politics  
     
   
     
                  Tell Congress to oppose the repeal of the health care law.  
     
  Take Action  
     

Thirty-six. That’s how many times some leaders in Congress have forced a vote on repealing the health care law. But there’s nothing like lucky 37. Yep, you heard me right — this week, the House of Representatives is poised to vote for the 37th time to repeal the health care law.
Tell your Representative to oppose the repeal of the health care law.
They know this is the law of the land, but they have decided to waste time and taxpayer dollars by holding this vote to play to their political base. Here are three reasons why repealing the health care law would hurt Americans:

  • Nearly 27 million women would stop getting preventive services without co-pays.
  • More than 3 million young adults would lose the health coverage they get from their parents’ health plans.
  • 129 million Americans with pre-existing conditions would continue to be at the mercy of the insurance industry.

Enough already! Congress needs to stop the politics and get back to the people’s work. Tell your Representative to oppose the repeal of the health care law.
Thank you for all you do for women and their families.
Sincerely,

 
Judy Waxman   Judy Waxman Vice President for Health and Reproductive Rights National Women’s Law Center      

P.S. Help us continue to make a difference in the lives of women and their families. Make a generous contribution today.

Senators …


By  ThinkProgress War Room

10 Terrible Amendments Offered Today by Senators

The Senate has been debating the Democratic budget for the past few days. One of the quirks of Senate rules means that the amendment process on the budget is completely open, allowing senators to file and request a vote on an unlimited number of amendments. They don’t even have to say what their amendments are in advance, but many still choose to file them in advance. Since the process is so open, a rarity in the gridlocked Senate, senators often use this opportunity to file highly political message amendments. We sifted through the more than 400 amendments filed and found dozens that are terrible, ridiculous,  nonsensical, damaging, or just plain crazy. Here’s a look at ten of those proposals.

  1. BOSS IN YOUR BEDROOM: Sens. Fischer (R-NE), Cruz (R-TX), Johanns (R-NE), and Enzi (R-WY) introduced an amendment to put your boss in your bedroom by allowing them to deny you birth control coverage based on their beliefs, not yours. This is just one of numerous anti-Obamacare amendments offered by Republicans. Incidentally, the law turns three tomorrow. 42 GOP senators and 2 Democrats voted for this amendment.
  2. NRA-FUELED CONSPIRACY THEORIES: Sen. Inhofe (R-OK) offered an amendment that would prevent the U.S. from signing on to the United Nations Arms Trade Treaty. The NRA and other right-wing groups falsely claim that this is some backdoor gun grab, which led the Senate to fail to ratify the treaty last year. The NRA is currently making a full court press to kill or at least gut the treaty. Sen. Vitter (R-LA) offered a similar amendment that would prohibit the U.N. from registering or taxing Americans’ guns, something the organization obviously has no plans to do.
  3. HOUSE GOP BUDGET: While Republicans found time to cook up hundreds of other amendments, it seems no Republican senator wanted to vote on the House GOP budget as a substitute for the Senate Democratic plan. When Democrats offered the draconian Ryan plan that ends Medicare and raises taxes on the middle class in order to slash them on the wealthy, a measly 40 GOP senators voted for the plan from their counterparts in the House. Three GOP senators, however, voted against it because it wasn’t extreme enough.
  4. GIVEAWAY TENS OF BILLIONS TO WALL STREET BANKS: In the same so-called “reconciliation” bill that was necessary to finish passing Obamacare was a provision that stopped routing federal student loans through the big banks. Previously, the banks acted as a middleman between the federal government and borrowers, reaping billions in fees each year even though they bore no risk because the government was the one guaranteeing the loans. The banks role was eliminated in 2010 and the money was shifted to Pell grants. Earlier today, Republicans put forward an  amendment to repeal all of the Obamacare bill, including the student loan reforms. This would literally take money away from students and hand it over to the Wall Street banks. 45 Republicans backed this proposal, which also was the third time this week that GOP senators forced a vote on repealing Obamacare.
  5. OBAMAPHONE: One of the more racially-charged moments in last year’s presidential campaign came when Republican groups promoted a video of an African-American woman proclaiming her support for Obama because, she said, the government was giving out free cell phones, among other things. The Drudge Report and other right-wing media immediately dubbed this the “Obamaphone” controversy. As it turned out, the FCC’s Lifeline program offering free cell phones to low-income Americans began under President George W. Bush and is based on a Reagan-era program to provide low-income Americans with subsidized telephone service. Sen. Coburn (R-OK) offered an amendment to “reform” or, more likely, eliminate, this otherwise obscure program that is important to low-income Americans.
  6. MITT ROMNEY’S TAX PLAN:  The Democratic plan raises close to $1 TRILLION in revenue just by closing loopholes that benefit the wealthy and corporate special interests like Big Oil. Republicans wanted to replace this with revenue-neutral tax reform that used the money to pay for huge new tax cuts for the wealthy and corporations instead of using it to reduce the deficit. This is almost identical to the Romney-Ryan tax plan that raised middle class taxes and which voters soundly rejected last year. All 45 GOP senators voted for this recycled Romney plan, which Rep. Paul Ryan (R-WI) also included in this year’s House GOP budget.
  7. KILL WIND JOBS, SEND CLEAN ENERGY INDUSTRY TO CHINA: Sen. Alexander (R-TN) wants to repeal the vital tax credits for wind power, just as Mitt Romney proposed last year. This would kill 37,000 jobs more or less immediately and effectively cede the clean energy industry to China and our other foreign competitors.
  8. LEAVE THE UN: Sen. Paul (R-KY) proposed one measure to save a very small amount of money: withdraw from the United Nations.
  9. RACE-BAITING WELFARE LIES: You may remember that Mitt Romney and other Republicans advanced the outright lie that President Obama “removed the work requirement from welfare.” This was categorically untrue, but that didn’t stop Republicans from airing millions of dollars in ads about it. In any case, the GOP campaign of distortion around the amendment has resulted in no states taking advantage of the flexibility requested by some Republican governors that the Obama administration offered to grant. Nevertheless, Sen. Inhofe (R-OK) is still so concerned that he offered an amendment to address the non-existent problem of the work requirement having been removed from welfare. For good measure, he offered a  second mean-spirited amendment that mandates drug testing for welfare recipients.
  10. CREATE A PERMANENT IMMIGRANT UNDERCLASS: Sen. Sessions (R-AR), who has faced charges of racial prejudice in the past and was once denied a seat on the federal bench as a result, put forward a proposal to bar even those immigrants who receive legal status from receiving numerous tax breaks directed at the working poor. This would even prevent immigrants from receiving tax breaks that they are claiming on behalf of their American citizen children.

These are just a few of the dozens of terrible proposals put forward today by Republican senators.

Americans Like Equality


By  ThinkProgress War Room

Evening Brief: Important Stories That You Might’ve Missed

Leading conservative commentator says DOMA is unconstitutional.

GOP Congressman: “The best thing about the Earth is if you poke holes in it oil and gas come out.”

Starbucks CEO: If you don’t like marriage equality then feel free to sell your Starbucks stock.