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Tag Archives: Patient Protection and Affordable Care Act
Google+Hangout and Cover Oregon
Have questions about how the health care law will impact your business in Oregon? SBA and Cover Oregon are teaming up to bring you a series of Google+ Hangouts that will dive into specific topics of the Affordable Care Act like the Marketplace and the small business tax credit.The second in the series, this Hangout will cover what businesses need to know about the small business tax credit tax credit and eligibility requirements. The first Hangout discussed what businesses need to know about the new Health Care Marketplace in Oregon, Cover Oregon.
Through Cover Oregon, employers and individuals will be able to shop for health insurance plans and access financial assistance to help pay for coverage.
Oregon is among 17 other states and the District of Columbia that have chosen to establish their own State Marketplace.
Join us to learn how Cover Oregon can help you:
Topic: Is my business eligible for the small business tax credits under the ACA and what’s the procedure?
When: August 27, 2013; 10:30-11:00 a.m. PDT
Participants: Meredith Olafson, Senior Policy Advisor at SBA; Marisa O’Brien, Business Marketing Specialist for Cover Oregon; and Mike Roach, Small Business Owner of Paloma Clothing
Moderator: Linda Baker, Editor, Oregon Business Magazine
Burning Down the House
Will GOP Obstructionism Hand the House to Democrats?
The Progress Report
As we’ve been discussing, the Republican Party is in the midst of a meltdown over Obamacare. The party is united in its irrational opposition to the law’s offer of health security to millions of Americans; however, the GOP is nevertheless engaged in an all-out civil war over whether or not to shut down the government in a last ditch effort to try and derail the law.
(Ironically, even Republicans admit that shutting down the government won’t actually stop Obamacare from moving forward.)
Dozens and dozens of Congressional Republicans have signed onto letters advocating a government shutdown over Obamacare.
Yesterday, Heritage Action began a national pro-government shutdown tour that NPR reports even Republicans think means “political suicide” for the party. The former Tea Party Senator Jim DeMint (R-SC), now the president of the Heritage Foundation, told a town hall audience that any Republicans who are afraid of shutting down the government ought to be “replaced.”
DeMint may get his wish, sort of. Center for American Progress Senior Fellow Ruy Teixeira, an expert in political demography, explains how the GOP’s “coordinated campaign to alienate anyone interested in functional governance” could hand Democrats control of the House of Representatives in 2014.
Teixeira’s analysis is a bit of a longread for this space, but it’s worth it:
Why are Republicans so freaked out?
At this point, they have a good chance — perhaps around 50-50 — of picking up enough seats to take the Senate, while Democrats’ chances of picking up the 17 seats they need to regain control of the House look considerably smaller than that. And yet, as one Politico story put it, “it is almost impossible to find an establishment Republican in town who’s not downright morose about the 2013 that has been and is about to be.”
Politico suggests the reason for the glumness is fear about the political fallout from the GOP’s unyielding, nihilistic approach to governance on issues like Obamacare and the debt ceiling. That problem may be far worse than they imagine. A close scrutiny of the data reveals several demographic weak points that the current wave of Republican crazy could activate, leading to the outcome they dread the most: Democratic control of both houses of Congress.
Start with minorities. It’s not well-known, but Republicans in 2010 benefited not only from relatively low minority turnout (standard for an off-year election) but also from relatively low minority support for Democratic candidates. Emphasis here is on the relative: minority support for House Democrats in 2010 was 73-25 — high, but below the 77-22 margin that minorities averaged in the three off-year elections that preceded 2010. If minorities snap back to 77-22 Democratic support as a consequence of Republican misbehavior, and the expected 2 percentage point increase in the share of minority voters from population trends emerges, then the Republican 6.8 percentage point margin in 2010 will be immediately sliced in half. And if the minority vote goes even stronger for the Democrats, reaching 2012 levels, that would eliminate about three-quarters of the Republicans’ 2010 advantage all on its own.
Another demographic problem for the GOP comes from a more surprising quarter: seniors. As Erica Seifert of Democracy Corps noted in a recent memo:
There’s something going on with seniors: It is now strikingly clear that they have turned sharply against the GOP. This is apparent in seniors’ party affiliation and vote intention, in their views on the Republican Party and its leaders, and in their surprising positions on jobs, health care, retirement security, investment economics, and the other big issues that will likely define the 2014 midterm elections.
We first noticed a shift among seniors early in the summer of 2011, as Paul Ryan’s plan to privatize Medicare became widely known (and despised) among those at or nearing retirement. Since then, the Republican Party has come to be defined by much more than its desire to dismantle Medicare. To voters from the center right to the far left, the GOP is now defined by resistance, intolerance, intransigence, and economics that would make even the Robber Barons blush. We have seen other voters pull back from the GOP, but among no group has this shift been as sharp as it is among senior citizens.
It is therefore quite plausible that the GOP will benefit far less from senior support in 2014 than in 2010. If the senior share of voters returns to normal levels (19 percent) and the Republican margin among this group drops to its post-2000 average (6 points, about where it is right now in the Democracy Corps polls) that would take care of the rest of the GOP margin from 2010, getting the Democrats slightly past the break-even point in the popular vote.
Of course, given the well-known GOP advantage in translating seats to votes, Democrats probably need to do substantially better than breaking even to attain a majority in the House. That won’t be easy, but there are certainly potential avenues to shift the 2014 House vote even farther in Democrats’ direction. There is the youth vote, for example, which was relatively poor for the Democrats in 2010 (55-42) and could certainly improve, as well as possibly turn out in larger numbers. The latter could also be true of the minority vote, whose projected 2 point increase in voter share, is due solely to population increase. If relative minority turnout is better in 2014 than 2010, then there will be an even larger increase in minority vote share over 2010, pushing the Democrats’ margin farther toward what they need to take the House.
Make no mistake about it: the Democrats face an uphill climb. But the possibilities outlined above inch closer to reality every day the GOP continues its coordinated campaign to alienate anyone interested in functional governance.
BOTTOM LINE: If Republicans shut down the government over Obamacare or their demands for more damaging austerity, they might get to personally experience repeal and replace after all.
Young adults without insurance

| In six weeks, getting older may get a bit easierYoung adults historically are the biggest group of uninsured Americans. If you fall in this group, or know someone how does, we want to hear your story. It will help us make sure the new insurance marketplaces debuting Oct. 1 work for you. |
In about six weeks, health reform will unveil one of its biggest improvements for Americans in need of health insurance.
And if you’re a young adult who doesn’t have coverage – either because you are too old to be on your parents’ policy, your job doesn’t offer insurance, you’re in school, or you just think insurance is a drag – we want to specifically hear from you.
Are you a young adult without insurance? Share your story and help us make sure this new change works for you.
Starting Oct. 1, Americans without coverage can now find health insurance policies offered in their state in one spot on the Internet – and compare them by price and types of coverage. These online ‘marketplaces’ will also spell out who can get financial assistance to pay for their insurance, and how to get that help.
Why are we interested in hearing specifically from people age 19 to 29? Because this group historically is uninsured at higher rates than any other age group. Most don’t have access to insurance – they’re part-time workers, self-employed, or trying to find that first steady job with benefits.
Obamacare already helped 3 million young adults get coverage by requiring insurance companies let their parents keep them on their policies until age 26. Now, the marketplaces should help millions more find coverage and help those struggling pay for it.
If you are young and uninsured, or know someone who is, we need to hear about it. The reasons why you can’t get insurance will help us track whether the law meets your needs.
Even if you don’t fit this age group, you probably have a son or granddaughter who does. Please forward this email to anyone you know who is young and uninsured so we can hear from them.
Sincerely, Blake Hutson, Consumers Union Policy and Action from Consumer Reports
ACA
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Regional Administrator Calvin Goings |
Affordable Care Act, Part 2
America’s 28 million small businesses are the backbone of our economy, creating two out of every three net new jobs and employing half of America’s workforce. From mom-and-pop stores and restaurants, to high-tech startups and productive manufacturers, small businesses are helping to drive our economy and create jobs in our local communities.
Many small business owners consider their employees to be part of their family, and providing benefits such as health care is one important tool they have to help retain their talented workforce and compete for skilled employees.
The U.S. Small Business Administration (SBA) is committed to giving small business owners the resources they need to start and grow a business– including access to critical information about how the Affordable Care Act (ACA) works.
Under the Affordable Care Act, small employers will have more options.
First, starting January 1st, 2014, small businesses with generally up to 50 full-time equivalent employees will be able to purchase health insurance through the online health insurance marketplace for small businesses, known as SHOP.
The SHOP Marketplace will offer employers a choice of qualified health plans from different private health insurers and make it easier for employers to make side-by-side comparisons between these plans, based on price and benefits.
SHOP also offers employers and their employees access to health insurance plans that must include a package of “Essential Health Benefits” like coverage for doctor visits, preventive care, hospitalization and prescriptions. Any many small employers may be eligible for tax credits of up to 50% of their premium costs if they choose to purchase coverage through SHOP.
Enrollment starts on October 1st for coverage beginning January 1, 2014.
The Affordable Care Act allows small employers to offer health coverage in a way that makes sense for their business and works for their bottom line. And the SBA is committed to leveraging our resources and federal partnerships to connect you with the facts and resources you need to understand the law.
I hope you have found this information useful. Please feel free to forward this to your friends and colleagues. If you have comments or questions for me, please contact Connie Marshall in my office at connie.marshall@sba.gov. Sincerely, Calvin CALVIN W. GOINGS





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