Disability Insurance
Disability insurance provides income for you and your family if you are unable to work because of illness or injury. Visit the USA.gov Blog to read more about disability insurance.
Disability Insurance
Disability insurance provides income for you and your family if you are unable to work because of illness or injury. Visit the USA.gov Blog to read more about disability insurance.
Tell Congress to Pass a Healthy Farm Bill
Farmers growing healthy food items such as organic milk often face hurdles that others do not. Congress is past overdue in passing legislation that would address these imbalances. Tell Congress you want a Farm Bill that invests in organic dairy & healthy-food farmers, NOW!
A Farm Bill for Organic Dairy & Healthy-Food Farmers 
Imagine this: billions of taxpayer dollars support the production of unhealthy processed foods and sugary drinks, while farmers supplying healthier items such as organic milk are overlooked or even penalized. Worse, despite an overdue and ticking timeline, Congress is sitting on its hands instead of passing legislation to address these imbalances.
Sound like a bad dream? Unfortunately, it’s reality—but it doesn’t have to be.
Recent reports from the Union of Concerned Scientists (UCS) showed how smarter agriculture policies can help farmers grow more of the healthy fruits and vegetables we need and boost local economies along the way. Now, a new UCS study, Cream of the Crop: The Economic Benefits of Organic Dairy Farms, reveals that public investment in organic dairy farmers would pay off in multiple ways. In addition to producing a healthier product and safeguarding the environment, organic dairy farms generate greater economic opportunity and more jobs in rural communities compared with conventional dairies.
But current agriculture policy favors big polluting CAFOs (confined animal feed operations) over organic dairy farms. And because Congress has failed to act on the now-overdue 2012 Farm Bill—the 5-year legislative package that shapes U.S. agriculture—the limited programs that currently help organic dairy farmers are at risk.
We can change this, but we need quick action. Tell Congress: pass a Farm Bill—one that calls for investments in organic dairies and other healthy-food farmers—NOW.
Sincerely,
Ashley Elles National Field Organizer UCS Food and Environment Program

Ever get a gift card that lost its value? One day, it promised you $50 or $100, then when you went to use it, the card had been drained.
Maybe there were unexpected fees. Some cards charge you if you don’t use them in a certain period. Others expire.
Maybe the store went belly up. Your cash money went to pay their creditors and you got nothing.
If the card was a “rewards” card purchased with credit card, airline, or other “points” — well then, all bets are off. The card could have been loaded with fees and expire at any time.
This holiday season, lawmakers are working on a bill to eliminate fees and expiration dates. Money doesn’t expire. Neither should money stored on a gift card.
The bill would also require companies to treat cards purchased with rewards points the same as cards purchased with cash.
But this bill isn’t a slam dunk. Retailers and banks benefit when you give them cash but then they don’t have to honor that cash amount in goods or services. To pass this bill, in the face of opposition from industry, lawmakers need the stories of real people.
Tell us your story, and we will put it in front of lawmakers and news outlets!
Share your story, or forward this email to a friend, co-worker or family member who may have gotten less than their money’s worth from a gift card.
Sincerely,
Pam Banks, DefendYourDollars.org
A project of Consumers Union



















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