Tag Archives: Health insurance

New Jersey – Republicans quietly strip union rights from American Workers


Hundreds of public workers descend on Statehouse to protest proposed changes to pensions, health benefits

N.J. Democrats are unable to win unions over on proposed benefits deal

NJEA attacks party bosses over pension and health benefits reform proposal

N.J. pension reform deal reached between Christie and 4 top lawmakers in Trenton

Read the pension and health benefits reform bill, tell us what you find

Source: nj.com

Birth Control: We’ve Got You Covered … Judy Waxman, National Women’s Law Center


Couples who want to delay having another child because of uncertain economic times need to be covered. College students who decide to go to graduate school before starting families need to be covered. Millions of women in the United States trying to prevent an unintended pregnancy need to be covered.

It’s time to move women’s health forward, and for us to say — we’ve got you covered. Join the effort to make prescription birth control available in new health plans without a co-pay.

http://www.nwlc.org/action/petition-birth-control-weve-got-you-covered     <<< Petition

For many years, the National Women’s Law Center has been working to get contraception covered in all health insurance plans. Thanks to your support of our efforts on the health care law, we are finally within reach of achieving this critical goal for women. In the next several months, the Department of Health and Human Services will decide which preventive services should be covered by new health insurance plans without a co-pay or other out-of-pocket costs, and we need you to join this effort to make prescription birth control available in all new health plans without a co-pay.

Women need access to birth control to prevent unintended pregnancies, plan the size of their families, and protect their health. Be part of the effort! Sign our petition and be part of the effort to make prescription birth control more affordable and accessible to all women.  http://www.nwlc.org/action/petition-birth-control-weve-got-you-covered    <<< Petition

Thank you for all you do for women and their families.
Sincerely,

Judy Waxman
Vice President for Health and Reproductive Rights
National Women’s Law Center

Medicare:Broken Contract


For decades, Americans have counted on a basic promise: A secure retirement is the reward for a lifetime of labor. Yet last Friday, House Republicans voted almost unanimously to break one of America’s most sacred promises that the cost of health care will not bankrupt seniors and their families once they enter retirement. Less than one year after Republicans hurled misleading claims that the Affordable Care Act‘s provisions to make Medicare more efficient would somehow deprive seniors of care, the House GOP passed a budget that will phase out Medicare and leave seniors entirely at the mercy of the large health insurance companies (ironically, while still keeping many of the Medicare cuts they once criticized). And just one year after Republicans peppered the airwaves with claims that Democrats were ramming major changes to the health system through Congress by spending just one year debating health reform, the GOP-controlled House took only two weeks to debate and pass their plan to eliminate Medicare. If the Republican budget ever becomes law, it will shred America’s contract with seniors who worked every day of their lives knowing that Medicare would be there for them in their retirement.

THE END OF MEDICARE, PERIOD: The GOP budget does not “reform” Medicare. It does not provide seniors with the same coverage Members of Congress receive. And it does not end Medicare “as we know it.” The GOP budget ends Medicare, period. The centerpiece of the House Republicans’ plan is a proposal that repeals traditional Medicare and replaces it with a health insurance voucher that loses its value over time. Because the value of the Republicans’ privatized Medicare replacement does not keep up with the cost of health care, their plan will gradually phase out Medicare as its increasingly worthless vouchers will eventually only cover a very tiny fraction of the cost of a health insurance plan. Worse, as President Obama told the nation last week, the GOP budget immediately fritters away much of the savings from eliminating Medicare with hundreds of billions of dollars worth of tax cuts for the very wealthiest Americans. The rich get richer, and America’s seniors are tossed out into the cold.

THE PATH TO MEDICARE REPEAL: Although the GOP budget phases out Medicare gradually over many years, it will deal a body blow to America’s seniors the minute it goes into effect. The GOP plan eliminates traditional Medicare and forces seniors into the private insurance market. But health insurers have substantially higher administrative costs than traditional Medicare, and they lack Medicare’s ability to negotiate lower rates from doctors and hospitals. As a result, seniors will pay more for less as soon as the GOP plan becomes a reality. According to the CBO, total health care expenditures for a typical 65-year-old “would be almost 40 percent higher with private coverage under the GOP plan than they would be with a continuation of traditional Medicare” in the very first year that the GOP plan goes into effect. As a clear sign that the GOP understands that seniors will not stand for losing their access to traditional Medicare, Republicans claim that Americans over age 55 will not lose their access to the nation’s most successful health care program, but this claim is also misleading. The GOP’s plan will shunt younger, healthier seniors into privatized plans, leaving traditional Medicare with an ever diminishing pool of the very oldest beneficiaries, and stealing away Medicare’s power to drive a hard bargain with health providers. Moreover, it’s not even clear that many health insurance companies will even be willing to offer private plans to seniors, who represent the “oldest, sickest, and least profitable demographic.”

THE GOP’S WAR ON HEALTH CARE: Lest there be any doubt, the GOP plan to end Medicare is just one part of a full-scale assault on America’s health care safety net. The GOP budget does not simply kill Medicare, it guts Medicaid, forcing states to either cap enrollment, cut eligibility, slash benefits, lower payments to doctors or somehow dig up additional funds to pay for their newly starved health care system. This assault on Medicaid deals another body blow to seniors, as Medicaid pays for nearly half of all long term care costs in the United States. Nor is the GOP’s war on the health care safety net anything new. The GOP lined up in near-unanimous opposition to the landmark Affordable Care Act, and they just as resoundingly embraced the utterly meritless notion that health reform violates the Constitution. Many GOP lawmakers go even further, claiming that Medicare, Medicaid, SCHIP and any other federal health care programs are unconstitutional. And the GOP’s last campaign for the White House was built upon a plan to gut state laws protecting health insurance consumers and leave them to the mercy of the insurance industry. In other words, it’s clear that the Republican Party has wanted to dismantle the nation’s health care contract with all Americans for many years — they just finally got the votes to pass this radical agenda through the House.

Gallup Poll -From Gallup.Com: Texans Most Likely to Be Uninsured, Mass. Residents Least


Nearly 3 in 10 adults living in Texas (27.8%) do not have health insurance, making it the state with the highest uninsured rate in the country in 2010. Massachusetts continues to have the lowest percentage of uninsured residents, at 4.7%.

Read more at www.GALLUP.com

http://www.gallup.com/poll/146579/Texans-Likely-Uninsured-Mass-Residents-Least.aspx?utm_source=alert&utm_medium=email&utm_campaign=syndication&utm_content=morelink&utm_term=Healthcare

Medicaid enrollment spikes to 48M in weak economy…states are now cutting Medicaid to curb costs!


By RICARDO ALONSO-ZALDIVAR, Associated Press Writer Ricardo Alonso-zaldivar, Associated Press Writer 1 hr 49 mins ago

WASHINGTON – A record number of Americans signed up for Medicaid last year, as the recession wiped out jobs and workplace health coverage.

A report released Thursday by the nonprofit Kaiser Family Foundation found that enrollment in the safety-net medical insurance program jumped to more than 48 million — a record 15.7 percent share of the U.S. population. With the economy barely improving, states are forecasting a 6 percent increase in the rolls next year, meaning another strain on their cash-depleted budgets.

The Medicaid numbers are the latest piece to emerge in a grim statistical picture of the recession’s toll. The ranks of the working-age poor climbed to the highest level since the 1960s last year, according to a recent Census report. Nearly 12 million households received food stamps, a record.

Rising Medicaid enrollment also underscores the growing role of the government in health care, a polarizing issue in this year’s midterm congressional elections after President Barack Obama and Democrats pushed through a massive overhaul of the nation’s health care system.

Since the start of the recession in December 2007, nearly 6 million people have signed up for Medicaid, according to Kaiser. That period includes the biggest 12-month increase since the program’s early days: 3.7 million new enrollees from December 2008 to December 2009.

“There seems to be no end in sight to the fiscal pressure on the Medicaid program,” said Vernon Smith, who co-authored the Kaiser report.

Starting in the fall of 2008, the federal government provided more than $100 billion in additional Medicaid funding to help states cover growing numbers of people in need.

The last of that money will run out in June of next year, and states will face a jump of 25 percent or more in their share of costs, although they are still likely to be financially strapped. If Republicans win control of Congress, they may find it difficult to turn down requests for more aid from the states.

With or without Obama’s overhaul, government is becoming the dominant player in health care. Federal, state and local government spending will overtake private sources in 2011, three years before the new law’s major coverage expansion, Medicare economists said in a recent report.

Medicaid is a federal-state partnership created with Medicare in 1965 under President Lyndon Johnson. It covers low-income families and many elderly in nursing homes, with Washington paying about 60 percent of the cost on average. Medicaid has also been assigned a major role under the new health care law, which expands the program to cover an estimated 18 million additional low-income adults starting in 2014.

For now, states are cutting Medicaid to try to curb costs.

Nearly every state — 48 in all — took some action to limit Medicaid spending this year, and most plan more cuts next year. Although they didn’t reduce eligibility, Kaiser found that states took steps to restrict the scope of coverage:

• A record 20 states placed restrictions on benefits, and 14 plan new restrictions next year. Arizona, California, Hawaii and Massachusetts eliminated some or all dental coverage. Other states limited medical imaging, therapies, supplies and personal care.

• Thirty-nine states cut or froze payments to hospitals, doctors and other service providers, and most plan another round next year. Medicaid payment rates are already so low that in many states it’s hard to find doctors who will accept the coverage. Yet 20 states lowered payments to doctors this year, and 12 plan to do so next year.

• Eighteen states placed limits on long-term care services, and 10 plan additional limits next year.

The recession officially ended in mid-2009, but the Kaiser study indicates its ill effects will take a while longer to wear off. Meanwhile, states will have to gear up for the major Medicaid expansion under the health care law.

“We’re on a teeter board,” said Carol Steckel, president of the National Association of Medicaid Directors, and head of Alabama’s program. “Every now and then that teeter board balances. But it’s going to be rare. There’s always something else.”

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Online:

Kaiser Family Foundation: http://www.kff.org