Tag Archives: insurance

The Affordable Care Act … a refresher


White House Official blog

The Affordable Care Act, passed by Congress and signed into law by the President in March 2010, gives you better health security by putting in place comprehensive health insurance reforms that hold insurance companies accountable, lower health care costs, guarantee more choice, and enhance the quality of care for all Americans.

SEE: How it works Starting Sept. 23, 2010 A bridge to 2014 Reducing Costs Progress

Birth Control: We’ve Got You Covered … Judy Waxman, National Women’s Law Center


Couples who want to delay having another child because of uncertain economic times need to be covered. College students who decide to go to graduate school before starting families need to be covered. Millions of women in the United States trying to prevent an unintended pregnancy need to be covered.

It’s time to move women’s health forward, and for us to say — we’ve got you covered. Join the effort to make prescription birth control available in new health plans without a co-pay.

http://www.nwlc.org/action/petition-birth-control-weve-got-you-covered     <<< Petition

For many years, the National Women’s Law Center has been working to get contraception covered in all health insurance plans. Thanks to your support of our efforts on the health care law, we are finally within reach of achieving this critical goal for women. In the next several months, the Department of Health and Human Services will decide which preventive services should be covered by new health insurance plans without a co-pay or other out-of-pocket costs, and we need you to join this effort to make prescription birth control available in all new health plans without a co-pay.

Women need access to birth control to prevent unintended pregnancies, plan the size of their families, and protect their health. Be part of the effort! Sign our petition and be part of the effort to make prescription birth control more affordable and accessible to all women.  http://www.nwlc.org/action/petition-birth-control-weve-got-you-covered    <<< Petition

Thank you for all you do for women and their families.
Sincerely,

Judy Waxman
Vice President for Health and Reproductive Rights
National Women’s Law Center

Vote Tomorrow: Tell Your Representa​tive to Vote No on Outrageous Abortion Bill


Outrageous, dangerous, and unconscionable. That’s the bill that the House of Representatives will vote on tomorrow.

We must stop them — Call 888-907-9762 TODAY and tell your Representative to protect women’s health and vote NO on H.R. 3.

We’ve been telling you for months how the House leadership continues to harm women’s health by restricting women’s access to reproductive health services. Tomorrow they’re going even further by bringing up H.R. 3, a bill that places dangerous restrictions on insurance coverage for abortion, to the floor for a vote.

H.R. 3 endangers women’s health by stripping insurance coverage of abortion care from millions of women. It’s so outrageous that it’s worth repeating: they want to punish private health decisions by imposing tax increases on millions of individuals and small businesses with insurance plans that cover abortion.

Call your Representative TODAY to tell her or him to vote NO on this dangerous and outrageous bill.

I know you’ve already sent letters and called your Members of Congress to tell them you support women’s access to reproductive health care — but let me explain why we need you to pick up the phone again.

H.R. 3 harms women’s health in many ways, but here are some of its most outrageous provisions:Raises taxes and increases costs on many individuals and small businesses with insurance plans that cover abortion, which could force individuals and employers to drop abortion coverage from their health insurance plans. It could even shut down the entire private market for insurance coverage that includes abortion.

http://action.nwlc.org/site/R?i=mtImFHHbQYt5LSSJOpE4_w..

Unbelievably, H.R. 3 contains no exceptions for circumstances where a woman faces even serious health consequences, even if continuing the pregnancy could cause permanent damage to her heart, lungs, or kidneys.

Call 888-907-9762 TODAY and tell your Representative to oppose this harmful bill and protect women’s health.

Thank you for helping us protect women’s health and access to reproductive health services. We will continue to work tirelessly to defeat this bill.

Sincerely,

Judy Waxman

Vice President for Health and Reproductive Rights

National Women’s Law Center

P.S. Your generous donation allows us to continue to stand up for women and their families. Support our work today.

Medicare:Broken Contract


For decades, Americans have counted on a basic promise: A secure retirement is the reward for a lifetime of labor. Yet last Friday, House Republicans voted almost unanimously to break one of America’s most sacred promises that the cost of health care will not bankrupt seniors and their families once they enter retirement. Less than one year after Republicans hurled misleading claims that the Affordable Care Act‘s provisions to make Medicare more efficient would somehow deprive seniors of care, the House GOP passed a budget that will phase out Medicare and leave seniors entirely at the mercy of the large health insurance companies (ironically, while still keeping many of the Medicare cuts they once criticized). And just one year after Republicans peppered the airwaves with claims that Democrats were ramming major changes to the health system through Congress by spending just one year debating health reform, the GOP-controlled House took only two weeks to debate and pass their plan to eliminate Medicare. If the Republican budget ever becomes law, it will shred America’s contract with seniors who worked every day of their lives knowing that Medicare would be there for them in their retirement.

THE END OF MEDICARE, PERIOD: The GOP budget does not “reform” Medicare. It does not provide seniors with the same coverage Members of Congress receive. And it does not end Medicare “as we know it.” The GOP budget ends Medicare, period. The centerpiece of the House Republicans’ plan is a proposal that repeals traditional Medicare and replaces it with a health insurance voucher that loses its value over time. Because the value of the Republicans’ privatized Medicare replacement does not keep up with the cost of health care, their plan will gradually phase out Medicare as its increasingly worthless vouchers will eventually only cover a very tiny fraction of the cost of a health insurance plan. Worse, as President Obama told the nation last week, the GOP budget immediately fritters away much of the savings from eliminating Medicare with hundreds of billions of dollars worth of tax cuts for the very wealthiest Americans. The rich get richer, and America’s seniors are tossed out into the cold.

THE PATH TO MEDICARE REPEAL: Although the GOP budget phases out Medicare gradually over many years, it will deal a body blow to America’s seniors the minute it goes into effect. The GOP plan eliminates traditional Medicare and forces seniors into the private insurance market. But health insurers have substantially higher administrative costs than traditional Medicare, and they lack Medicare’s ability to negotiate lower rates from doctors and hospitals. As a result, seniors will pay more for less as soon as the GOP plan becomes a reality. According to the CBO, total health care expenditures for a typical 65-year-old “would be almost 40 percent higher with private coverage under the GOP plan than they would be with a continuation of traditional Medicare” in the very first year that the GOP plan goes into effect. As a clear sign that the GOP understands that seniors will not stand for losing their access to traditional Medicare, Republicans claim that Americans over age 55 will not lose their access to the nation’s most successful health care program, but this claim is also misleading. The GOP’s plan will shunt younger, healthier seniors into privatized plans, leaving traditional Medicare with an ever diminishing pool of the very oldest beneficiaries, and stealing away Medicare’s power to drive a hard bargain with health providers. Moreover, it’s not even clear that many health insurance companies will even be willing to offer private plans to seniors, who represent the “oldest, sickest, and least profitable demographic.”

THE GOP’S WAR ON HEALTH CARE: Lest there be any doubt, the GOP plan to end Medicare is just one part of a full-scale assault on America’s health care safety net. The GOP budget does not simply kill Medicare, it guts Medicaid, forcing states to either cap enrollment, cut eligibility, slash benefits, lower payments to doctors or somehow dig up additional funds to pay for their newly starved health care system. This assault on Medicaid deals another body blow to seniors, as Medicaid pays for nearly half of all long term care costs in the United States. Nor is the GOP’s war on the health care safety net anything new. The GOP lined up in near-unanimous opposition to the landmark Affordable Care Act, and they just as resoundingly embraced the utterly meritless notion that health reform violates the Constitution. Many GOP lawmakers go even further, claiming that Medicare, Medicaid, SCHIP and any other federal health care programs are unconstitutional. And the GOP’s last campaign for the White House was built upon a plan to gut state laws protecting health insurance consumers and leave them to the mercy of the insurance industry. In other words, it’s clear that the Republican Party has wanted to dismantle the nation’s health care contract with all Americans for many years — they just finally got the votes to pass this radical agenda through the House.

It’s Time to Move Forward and Protect Women’s Health Care


A year ago today, the President signed the Affordable Care Act into law changing the lives of millions of women and their families across this country. And states have an important role to play in shaping how the law is implemented. We need each Governor to move forward and implement the health care law in a meaningful way, which will lead to improvements in the health of women and their families throughout their state.

Tell your Governor: help move us forward by protecting women’s health care.

www.nwlc.org

Thanks to the new health care law, women and their families are already benefitting from this critically important law. For example:

A mother who is diagnosed with cervical cancer can focus on her treatment and not worry about whether her insurance company will drop her because she got sick;

A woman can go to her gynecologist and get a pap smear without a referral and without paying a co-pay;

A child with asthma won’t have trouble getting health care coverage because of a pre-existing condition or face a lifetime cap on coverage.

The new health care law puts an end to insurance companies treating women like a pre-existing condition. Already, the law is helping women and their families by making it illegal for insurance companies to drop people once they get sick, prohibiting insurers from denying coverage to kids with pre-existing conditions, and ensuring new health plans provide no-cost preventive health care services, such as mammograms and pap smears.

Tell your Governor we can’t go back — protect women’s health care in implementing the health care law.

www.nwlc.org

On this important one  year anniversary of the Affordable Care Act, it’s time to move states forward and protect women’s health care.

Sincerely,

Judy Waxman

Vice President for Health and Reproductive Rights

National Women’s Law Center

P.S. Don’t forget tomorrow we’re hosting a webinar on women and the Affordable Care Act. We’re excited to announce we’ll be joined by Melody Barnes and Jeanne Lambrew from President Obama’s administration. Register now!