Tag Archives: insurance

Got maternity care?


 

National Women's Law Center
 
 
     
  All Women Need Maternity Care  
     
   
     
                  Tell the Department of Health and Human Services to ensure that insurance companies provide maternity care for all women.  
     
     
     

Millions of young women get health insurance coverage through their parents’ plans — but even though their parents’ policies include maternity benefits, not all of these daughters have access to maternity coverage. This means many pregnant women are without the care they need, when they need it the most.
Your voice is needed. The Department of Health and Human Services (HHS) is creating rules for insurance companies in the individual and small group markets under the new health care law. As part of this effort, they will take comments from the public about what services insurance companies must cover. Tell HHS to ensure insurance companies provide maternity coverage to women who get their health care coverage through their policy.
Maternity care leads to healthier moms and healthier babies. And health insurance coverage for these services provides financial security and peace of mind to women and their families. On average, a woman without maternity coverage will spend at least $10,000 on maternity care, a huge financial burden at the time when she’s bringing a child into the world.
We’ve made a lot of progress — but there’s still more to be done. Send in your comments and ensure that insurance companies are required to provide maternity coverage for all individuals.
The National Women’s Law Center shined a spotlight on the fact that when women buy health coverage directly from insurance companies, only twelve percent of those health plans cover maternity care. With your help, we’ll continue the important fight to ensure all women have maternity coverage when they need it.
Thank you for all you do to ensure women have access to quality, affordable health care.
Sincerely,

 
Judy Waxman   Judy Waxman Vice President for Health and Reproductive Rights National Women’s Law Center

Medicare Advantage …


Medicare Advantage is George Bush’s plan to “privatizeMedicare and it FAILED.

Posted by Steven Bradley:

Paul Ryan‘s plan doubles down on this failed plan to “privatize Medicare” giving millions to insurance companies.

In contrast President Obama gives savings back to seniors by filling the prescription “donut hole.”

Ryan proposes giving all the donuts ($) to the insurance companies.

“Medicare Advantage” failed to reduce costs through competition in the marketplace. Costs under these “Advantage” plans skyrocketed as expenditures for things like “health club memberships” were incurred to entice membership.

The Republican plan is real “crony capitalism.” It feeds profits and waste back into an already bloated insurance industry.

Don’t let Republican ads fool you into thinking that “Medicare Advantage” and “Medicare” are the same thing.

The privatization of Medicare through Medicare Advantage is a bad idea.

It’s an idea that has already been proven a failure.

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Further information below

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The Affordable Care Act — The law makes significant reductions to Medicare Advantage, a subset of Medicare plans run by private insurers. Medicare Advantage was started under President George W. Bush, and the idea was that competition among the private insurers would reduce costs. But in recent years the plans have actually cost more than traditional Medicare. So the health care law scales back the payments to private insurers.

http://www.politifact.com/truth-o-meter/statements/2012/sep/06/bill-clinton/clinton-says-ryan-attacked-obama-medicare-cuts-ref/

Note:

This article shared on the Daily Kos under pen name “Jack Ryan”.  Share it with others on Facebook, twitter, and in e-mail.

http://www.dailykos.com/story/2012/10/24/1149298/-Medicare-Advantage-is-George-Bush-s-plan-to-privatize-Medicare-and-it-FAILED

Let people know “Medicare Advantage” is no advantage at all.  It depletes Medicare funds for all.  Republican political candidates are presenting the “reining in of exorbitant costs of this private insurance plan (Medicare Advantage) as cuts to Medicare.

REPUBLICAN MEDICARE LIE EXPOSED

Health reform: 7 things to know now!


Policy and Action from Consumer Reports

Seven things you need to know.Consumer Reports digs in to tell you the major things you should know right now about the new health law. Donate and we will send you our 16-page guide so you’ll know how the law could affect you and your family. Help us distribute even more copies during this critical time!

Obamacare. The Affordable Care Act. Health reform. No matter what you call it, one thing is certain – the new health-care law will have some impact on your life.

But if you’re like most people, you’re not exactly sure how it will. Or, if what you’re hearing from the media, friends or family is really accurate.

Now there’s something you can do. Consumer Reports dug into the health law and picked out the most important ways it could affect you and your family. They tell it in their no-nonsense style in a 16-page colorful guide so you know exactly what is, and what isn’t, real.

Give a $5 tax-deductible gift to get your own Consumer Reports’ guide. Give more and we’ll distribute more copies during this critical time!

We believe it’s important that every American understands how the law affects them without the misinformation, hype or spin. Your $5 gift gets you this guide and helps cover the cost of distributing it to someone else. If you can give $10, we’ll distribute 25 more copies; give $25 and we’ll distribute 100 more. And your gift is tax deductible.

We know you and millions of others have questions, because we hear them everyday: If I already get health insurance through my job, what changes? Is Medicare going to be different? What exactly is that ‘mandate,’ and who does it apply to? Can I get a break on the cost of my coverage? Are there new taxes?

Consumer Reports answers these and other questions, and spells out what has already changed and what’s to come when the law is fully in place. Your donation helps get this easy-to-read guide out to you and as many other people as we possibly can.

Give $5 and get your own copy of the guide. Give more and we’ll distribute even more!

Your donation puts valuable information into your hands. And it helps us to continue getting you more affordable, decent health care and fair treatment from insurance companies. Thanks for helping spread the word!

Sincerely, De Ann Friedholm, YourHealthSecurity.org, a project of Consumers Union

Please stand with President Obama : Stacey Lihn & thank you


My two-year-old daughter, Zoe, was born with half a heart. For her, that is and will forever be a “pre-existing condition” — she required two open heart surgeries already, and she’ll need one more within the next year.

At the debate on Wednesday night, Mitt Romney told you, me, and everyone else in America that repealing Obamacare would be his first priority as president — including the part of Obamacare that says insurance companies will no longer be able to deny coverage or charge more based on pre-existing conditions.

He said his repeal plan will take care of people with pre-existing conditions — but then his top campaign aide “clarified” after the debate that all he means is he would go back to the (inadequate) system that existed before Obamacare, which allowed insurance companies to deny coverage and resulted in bankruptcies and broken families.

In other words, despite what he said in the debate, his campaign says he has no intention to do anything to help people like my daughter, Zoe, if she ever loses coverage.

I don’t say this stuff because I’m a political junkie — I’m not. I pay attention to this because I have to.

And I don’t donate to Barack Obama’s campaign because I’m a political activist — I’m not. I give a little because I need a president I can trust, and who understands what I’m up against.

Donate $5 or more today and support a leader who we know cares about kids like Zoe and families like mine:

https://donate.barackobama.com/For-Zoe

The stakes couldn’t be higher in this election. Thanks for standing with President Obama.

Stacey Lihn

My brother isn’t “sick enough”?


Change.org
                          Cigna: Save Seth. Don’t deny my 13-year-old brother the drug he needs to grow.                       
      Sign Morgan’s Petition

My 13-year-old brother Seth is sweet, small and extremely sick. But according to our insurance company Cigna he’s not “sick enough” for the health insurance company to cover the medication his doctor says he desperately needs.

Cigna has refused to pay for Seth to take Increlex, a medication that has helped him overcome his Diabetes and growth hormone deficiency. And even worse, Cigna says it will only cover a medication that Seth’s doctor says could actually kill him.

The insurance giant says that they will not cover the Increlex because Seth has grown too tall — exactly the point of the medication! Essentially, Seth has to get sicker and risk the underdevelopment of his body and internal organs until Cigna agrees to cover his medication.

I can’t stand it. I started a petition on Change.org calling on Cigna not to force my little brother Seth off the medication that his changed his life for the better and could give him a chance at a normal life. Click here to sign my petition now.

Increlex has been a miracle drug for Seth. After Seth started on it, he grew bigger, his organs grew, his grades rose and he was happy. We all were. For the first time, we were hopeful that Seth would lead a happy, full and normal life.

But now, Cigna wants to take that all away. Increlex costs $20,000 a month — and we’re already deep in debt because of all the medical bills.

I know my family isn’t the only one fighting an insurance company. Insurance companies like Cigna are making medical decisions for sick kids like my little brother — decisions that should be made by doctors and patients together. This must stop.

Please join me and my family in calling on Cigna Insurance to not punish by brother for not being “sick enough.”  He needs the Increlex, now.

Click here to sign my petition.

Thank you.

– Morgan Blake Tyler, TX